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Temasek Digital Banking Platform from Temasek International
Next-gen digital banking services for corporate clients, offering features such as online account monitoring, automated transaction alerts, and virtual payment capabilities.
More about Temasek International
Product analysis by function
Electronic Banking for Businesses for Corporate Banking
Digital platforms that allow corporate clients to manage their banking relationships and perform transactions online.
More Electronic Banking for Businesses
More Corporate Banking ...
Account Management
(7 Yes /7 Known /10 Possible features)
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Multi-Account Support Ability to manage multiple business accounts within a single platform. |
As the platform targets corporate clients and mentions account monitoring, it likely supports multiple business accounts. Industry standard for corporate digital banking. | |
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Real-Time Balance Update Provides up-to-date account balances instantly. |
Real-time balance updates are implied by 'online account monitoring', a standard corporate banking feature. | |
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Transaction History Depth Depth of historical transactions accessible through the platform. |
No information available | |
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Account Statements Download Ability to download official statements for audit and reconciliation. |
Account statements are foundational for corporate audit and reconciliation--highly likely and expected. | |
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Custom Account Grouping Allows businesses to group, label, or categorize accounts for easy management. |
Corporate platforms typically allow grouping and categorizing accounts for easy management; 'next-gen' wording supports this. | |
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Search & Filter Transactions Advanced search and filtering for transactions based on amount, date, or description. |
Transaction search and filter capability is a basic expectation for corporate digital banking. | |
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Account Alias Customization Ability to assign custom names or aliases to accounts. |
No information available | |
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Multiple Currency Support Handles accounts in multiple currencies. |
Support for multiple currencies is a common requirement for regional Asian corporate banking and likely here. | |
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Balance Sweep Configuration Automated transfers based on preset rules to optimize account balances. |
No information available | |
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Account Reconciliation Tools Integrated tools to support reconciliation of accounts with ERP or other back-office systems. |
ERP/account reconciliation is needed in most digital platforms for corporates; supported by 'for corporate clients'. |
Payments and Transfers
(8 Yes /8 Known /13 Possible features)
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Bulk Payment Processing Ability to upload and process multiple payments in a single operation. |
Bulk payment processing (payroll, vendors) is a standard feature in digital banking for business clients. | |
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Domestic Wire Transfers Support for making domestic (in-country) wire transfers. |
Domestic wire transfers are a baseline product for business digital banking. | |
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International Wire Transfers Support for cross-border payments in multiple currencies. |
International wire transfers are part of 'virtual payment capabilities', standard for this segment. | |
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Payment Approvals Workflow Configurable workflows for multi-tier payment approvals. |
No information available | |
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Payment Templates Storing and reusing payment instructions for recurring vendors. |
No information available | |
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ACH/SEPA Payments Ability to initiate Automated Clearing House (ACH) or Single Euro Payments Area (SEPA) payments. |
ACH/SEPA or equivalent low-value electronic payments are normally part of 'virtual payment capabilities'. | |
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Payment Cut-off Time Deadline each day for submitting payments for same-day processing. |
No information available | |
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Payment Status Tracking Monitoring and tracking the status of submitted payments. |
Transaction status tracking is inherent in web-based payment processing solutions. | |
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Dual Authorization Enforcement Requirement for two or more users to approve high-value or sensitive payments. |
Dual authorization is a key security feature for business payment platforms and strongly expected. | |
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Beneficiary Management Add, edit, and manage beneficiary information for payments and transfers. |
Beneficiary management is essential for repeat/frequent payment scenarios. | |
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Standing Orders Setting up recurring payments at defined intervals. |
No information available | |
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Intra-company Fund Transfers Transfers between accounts held by the same corporate entity. |
Internal transfers between business accounts are an implicit requirement for corporate digital banking. | |
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Payment File Import Capability Upload of payment instruction files in various formats (CSV, XML, etc.). |
No information available |
User and Access Management
(4 Yes /4 Known /10 Possible features)
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Role-Based Access Control (RBAC) Ability to assign users to roles with different access privileges. |
RBAC is essential for platforms serving corporate clients and providing payment functionality. | |
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User Activity Logs Detailed records of user activity for monitoring and auditing. |
User activity logging is a regulatory and operational requirement in corporate banking. | |
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Custom Permission Sets Customizable permissions for various banking functionalities. |
No information available | |
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User Creation/Deletion Tools to add or remove user access efficiently. |
User provisioning/de-provisioning is mandatory for a self-service business platform. | |
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Access Expiry Ability to set temporary access or automatic expiry for certain users. |
No information available | |
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Segregation of Duties Enforces separation between transaction initiators and approvers. |
Segregation of duties is a core internal control for payment authorization in business banking. | |
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Concurrent Session Limits Maximum number of devices/sessions allowed per user. |
No information available | |
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User Access Review Periodic reviews and re-certification of user access rights. |
No information available | |
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API-based User Management APIs for automating user provisioning and de-provisioning. |
No information available | |
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Customizable User Alerts Alerts based on login, attempted access, and user activity exceptions. |
No information available |
Security
(3 Yes /3 Known /10 Possible features)
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Multi-Factor Authentication (MFA) Requirement for multiple authentication factors for login or sensitive actions. |
MFA is a must-have security feature for financial platforms, especially corporates. | |
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Data Encryption At-Rest and In-Transit Encryption of all stored and transmitted sensitive information. |
Encryption in-transit and at-rest is an industry standard and regulatory requirement. | |
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Device Registration/Whitelisting Restrict access to client-approved devices only. |
No information available | |
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IP Whitelisting Allow access only from approved corporate IP ranges. |
No information available | |
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Automatic Session Timeout Auto-log-off after defined period of user inactivity. |
No information available | |
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Real-Time Fraud Monitoring Automated engine to detect and alert on potentially fraudulent transactions. |
No information available | |
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Digital Certificates Support for digital certificates for client and server authentication. |
No information available | |
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Biometric Authentication Supports use of fingerprint or face recognition for authentication. |
No information available | |
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Transaction Limits per User/Day Ability to set daily or per-transaction caps. |
No information available | |
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Audit Logs Tamper Protection Logs are secured to prevent unauthorized changes. |
Audit trail integrity is a core regulatory requirement for finance platforms and expected for 'next-gen' solutions. |
Integration Capabilities
(2 Yes /2 Known /10 Possible features)
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API Availability RESTful or SOAP APIs enabling external integrations. |
API integrations are standard for digital banking platforms, especially for corporates with ERP/back-office needs. | |
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ERP Integration Seamless connection with Enterprise Resource Planning (ERP) systems. |
ERP system integrations are standard for targeted corporate banking platforms. | |
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Batch File Upload/Download Support for batch processing via file uploads and downloads. |
No information available | |
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Format Flexibility (MT940, CSV, XML) Support for multiple data formats required by corporates. |
No information available | |
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Webhooks/Event Notification Real-time event notifications to external systems. |
No information available | |
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Single Sign-On (SSO) Integration with enterprise identity providers for authentication. |
No information available | |
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Custom Connector Support Ability to build custom connectors for non-standard integrations. |
No information available | |
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Open Banking Compliance (PSD2/other) Compliance with relevant open banking regulations/standards. |
No information available | |
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API Rate Limit Maximum number of permitted API calls per time window. |
No information available | |
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Developer Documentation Availability Comprehensive documentation for implementing and supporting integrations. |
No information available |
Reporting and Analytics
(2 Yes /2 Known /10 Possible features)
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Custom Report Builder Create and save custom reports based on user-defined criteria. |
'Next-gen' implies custom report builder capabilities, typical for modern platforms. | |
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Scheduled Report Delivery Automate delivery of reports via email or direct download. |
No information available | |
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Real-Time Data Visualization Dashboards and charts displaying key financial metrics in real time. |
Real-time dashboard is standard for digital banking and 'online account monitoring' supports this. | |
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Export to Multiple Formats Ability to export reports to PDF, Excel, or CSV. |
No information available | |
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Drill-Down Analytics Interactive exploration of summary data down to transaction level. |
No information available | |
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Trend Analysis Tools Visualization and analysis of historical trends in balances, payments, etc. |
No information available | |
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Scheduled Data Retention Automatic purging or archiving of historical reports and data. |
No information available | |
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KPI Tracking Define and monitor business-specific Key Performance Indicators. |
No information available | |
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Anomaly Detection Alerts Automated notification of unusual account or payment activity. |
No information available | |
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API Access to Reports Programmatic retrieval of report data via APIs. |
No information available |
User Experience and Accessibility
(1 Yes /1 Known /10 Possible features)
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Multi-Language Support Platform available in multiple languages. |
No information available | |
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Responsive Web Design Optimized for desktops, tablets, and mobile devices. |
Responsive design is a norm for modern 'next-gen' digital platforms. | |
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Accessible Design (WCAG Compliance) Meets accessibility standards for users with disabilities. |
No information available | |
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Customizable Dashboard Users can personalize dashboard layout and content. |
No information available | |
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Task Shortcuts & Favorites Frequently used actions can be marked for quick access. |
No information available | |
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Guided Tours/Tutorials Interactive onboarding and help features for new users. |
No information available | |
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Consistent UI/UX Standards Uniform design across all platform modules/pages. |
No information available | |
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Mobile Application Availability Native android/iOS apps for secure banking on the go. |
No information available | |
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Session Continuity Session seamlessly persists across multiple devices/browsers. |
No information available | |
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Offline Access to Data Access to selected information even without internet connection. |
No information available |
Audit and Compliance
(1 Yes /1 Known /10 Possible features)
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Comprehensive Audit Trail Immutable records of all actions within the system. |
Comprehensive audit trail is mandated for corporate financial services and inferred from 'corporate' and 'next-gen' positioning. | |
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Regulatory Reporting Tools Prebuilt templates for compliance reporting (e.g., KYC, AML). |
No information available | |
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Data Retention Policy Management Configuration of how long customer data is retained. |
No information available | |
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User Consent Management Tracking and managing user/client data sharing consents. |
No information available | |
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Change Management Tracking Logs for all configuration changes to the platform. |
No information available | |
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Exportable Audit Logs Audit logs can be downloaded for external review. |
No information available | |
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Time-Stamped Event Logging All events are recorded with precise time stamps. |
No information available | |
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Retention of Deleted Data Soft deletion and retention of deleted items for a defined period. |
No information available | |
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Automated Alerting for Compliance Violations Auto alerts when actions violate compliance rules. |
No information available | |
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Regulatory Certification (ISO, SOC2, etc.) Platform compliance with recognized security and industry standards. |
No information available |
Notifications and Alerts
(0 Yes /0 Known /10 Possible features)
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Customizable Alert Rules Users can define event triggers and notification settings. |
No information available | |
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Multi-Channel Communication Notifications delivered via email, SMS, or in-app channels. |
No information available | |
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Real-Time Alerts Immediate notification for high-priority events. |
No information available | |
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Daily Summary Notifications Automated digest of account activity sent to users. |
No information available | |
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Critical Event Escalation Escalates alerts for critical incidents to next level. |
No information available | |
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Delivery Confirmation Tracks and records if/when an alert is received by the user. |
No information available | |
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Alert Throttling Limit number or frequency of alerts to a user to prevent overload. |
No information available | |
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User-Specific Notification Preferences Individual users can control the types and frequency of notifications they receive. |
No information available | |
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Push Notifications (Mobile) Instant alerts sent directly to a mobile device. |
No information available | |
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Language Localization Notifications available in preferred language of the user. |
No information available |
Customer Support and Service
(1 Yes /1 Known /10 Possible features)
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Integrated Help Desk Supports end-to-end issue tracking and resolution within the platform. |
No information available | |
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24/7 Support Availability Round-the-clock access to customer service. |
'24/7 support' is a common requirement for business banking clients. | |
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Live Chat Support Real-time chat with support representatives from within the platform. |
No information available | |
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Automated FAQs/Knowledge Base Comprehensive searchable knowledge base for self-service. |
No information available | |
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Support Ticketing System Submit, track, and manage support tickets easily. |
No information available | |
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Escalation Procedures Well-defined protocol for escalating and resolving critical issues. |
No information available | |
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Remote Assistance Support representatives can securely access user sessions to assist directly. |
No information available | |
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Multi-Language Customer Support Support services are available in multiple languages. |
No information available | |
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API Support Channels Technical support for API and integration issues. |
No information available | |
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User Feedback Mechanism Ability to capture and analyze user feedback for continuous improvement. |
No information available |
Platform Availability and Scalability
(0 Yes /0 Known /10 Possible features)
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Service Uptime SLA Guaranteed percentage uptime as per Service Level Agreement. |
No information available | |
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Disaster Recovery (RTO/RPO) Recovery Time Objective (RTO) and Recovery Point Objective (RPO) for business continuity. |
No information available | |
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Horizontal Scalability Ability to support more users or transactions with scale-out architecture. |
No information available | |
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High Availability Architecture Built-in redundancy and failover mechanisms. |
No information available | |
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Performance Monitoring Real-time monitoring of system performance and capacity. |
No information available | |
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Concurrent Users Maximum Maximum number of users supported simultaneously. |
No information available | |
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Deployment Model Flexibility Available as SaaS, on-premises, or hybrid deployment. |
No information available | |
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Hot Patching/Zero Downtime Updates Apply patches and updates without downtime. |
No information available | |
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Transaction Processing Capacity Maximum supported transactions per second. |
No information available | |
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Regional Data Center Availability Hosting in multiple geographies for regulatory or latency purposes. |
No information available |
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