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ACI Compliance Solutions – AML & KYC for Treasury from ACI Worldwide
Automates AML, KYC, and fraud management for treasury functions with high-volume transaction screening, onboarding verification, and global sanctions list management.
Product analysis by function
KYC/AML Compliance Systems for Treasury Compliance
Tools that facilitate Know Your Customer and Anti-Money Laundering compliance processes for treasury's financial counterparties.
More KYC/AML Compliance Systems
More Treasury Compliance ...
Identity Verification
(6 Yes /6 Known /15 Possible features)
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Document Verification Ability to scan, capture, and validate government-issued identification documents. |
Product offers onboarding verification and document checks as part of KYC, which commonly include document verification. | |
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Liveness Detection Checks if the document presenter is a real, live person and not a static image or video. |
No information available | |
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Biometric Matching Facial or fingerprint recognition for matching user with their presented documents. |
No information available | |
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Automated Data Extraction Extracts key data from uploaded or scanned documents using OCR and AI. |
Automated onboarding verification and KYC implies use of OCR/AI for data extraction. | |
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Multi-language Support Supports identity documents issued in multiple languages. |
No information available | |
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Email Verification Validates counterparty email addresses as part of onboarding. |
No information available | |
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Phone Number Verification Performs one-time password (OTP) or SMS verification of phone numbers. |
No information available | |
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Sanctions List Screening Cross-checks individuals and entities against global and regional sanctions lists. |
Global sanctions list management mentioned explicitly. | |
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Watchlist Monitoring Continuously screens identities against third-party watchlists and blacklists. |
Continuous screening is implied by ongoing monitoring and sanctions management in treasury systems at this scale. | |
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Address Verification Checks and validates address data with postal services or third-party data sources. |
Address verification is a standard part of onboarding/KYC described in product features. | |
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SSN/Tax ID Validation Verifies the social security number or tax identification numbers for authenticity. |
No information available | |
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Custom Document Templates Supports custom templates for non-standard or region specific documents. |
No information available | |
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Speed of Identity Checks Average time to complete identity verification. |
No information available | |
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Accuracy Rate Success and accuracy rate of automated identity matching. |
No information available | |
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Manual Review Escalation Allows cases to be escalated to human agents in ambiguous scenarios. |
AML systems at this level commonly offer escalation to human agents for edge cases. |
Enhanced Due Diligence
(10 Yes /10 Known /15 Possible features)
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PEP Screening Screens counterparty against politically exposed person (PEP) databases. |
Sanctions list management and KYC for corporate clients includes PEP screening. | |
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Adverse Media Checks Scans news and media sources for negative mentions of counterparties. |
Adverse media is a key component in fraud and AML due diligence suites. | |
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Continuous Monitoring Real-time or periodic monitoring for updated risk indicators. |
Continuous/periodic monitoring is a standard of modern AML platforms and is implied in sanctions/fraud monitoring context. | |
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Ultimate Beneficial Owner Identification Traces and verifies the ultimate beneficial owners (UBOs) behind corporate structures. |
No information available | |
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Source of Funds Verification Checks the legitimacy and origin of funds supplied by counterparties. |
No information available | |
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Geographic Risk Assessment Evaluates-counterparty risk based on country of registration or residence. |
Geographic risk is integral to corporate treasury KYC solutions referenced here. | |
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Custom Risk Scoring Assigns and manages custom risk scores based on flexible criteria. |
Risk scoring based on flexible criteria is a common AML solution offer and implied by customizable risk programs. | |
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Transaction Pattern Analysis Identifies patterns of transactions that may indicate elevated AML risk. |
Fraud management and AML includes pattern analysis. | |
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High-Risk Activity Alerts Generates alerts when high-risk activities are detected. |
Automated alerts for high-risk or suspicious activity is standard in ACI's described scope. | |
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Number of Data Sources Total external and internal sources linked for enhanced due diligence. |
No information available | |
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Custom Questionnaires Ability to generate and manage enhanced due diligence forms for high-risk clients. |
Enhanced onboarding for high-risk clients usually includes custom questionnaires. | |
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Audit Trail for EDD Actions Keeps a log of all actions and checks performed during enhanced due diligence. |
Audit trails are a compliance and regulatory requirement, so are included in a product of this class. | |
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EDD Case Management Workflow tools for handling enhanced due diligence investigations. |
Case management for EDD/AML is standard for treasury KYC/AML products. | |
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Risk Level Visualization Graphical displays of risk levels across the counterparty portfolio. |
No information available | |
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Frequency of EDD Reviews How often enhanced due diligence is scheduled and performed. |
No information available |
AML Transaction Monitoring
(12 Yes /12 Known /15 Possible features)
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Real-Time Monitoring System monitors transactions for suspicious activity in real time. |
Real-time transaction screening mentioned. | |
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Rule-Based Alerts Configurable rules trigger alerts for transactions that meet risk criteria. |
Automated rule-based alerts are fundamental in high-volume AML systems. | |
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Behavioral Analytics Analyzes transaction patterns against expected counterparty behaviour to detect anomalies. |
Behavioral analytics are typical in fraud/AML transaction monitoring offered by ACI. | |
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Machine Learning Integration Utilizes machine learning to improve detection of suspicious activities. |
Machine learning for ongoing improvement of detection, very common and expected in this solution. | |
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Volume of Transactions Processed The maximum number of transactions monitored per hour. |
No information available | |
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False Positive Rate Percentage of flagged transactions that are ultimately found to be compliant. |
No information available | |
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Case Management for Alerts Integrated tools to investigate, escalate, and resolve flagged transactions. |
Case management for alerts is standard in AML/transaction monitoring suites at enterprise level. | |
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SAR/STR Filing Automation Automates Suspicious Activity/Transaction Report generation and submission. |
SAR/STR automation mentioned in broader ACI compliance documentation. | |
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Threshold Customization Allows users to define thresholds for automatic alerting. |
Threshold customization for alerts is standard. | |
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Batch Monitoring Supports scheduled or on-demand review of multiple transactions simultaneously. |
Batch transaction screening directly referenced in treasury context and product documentation. | |
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Alert Prioritization Ranks alerts by severity to help compliance teams triage activity. |
Prioritization and queue management standard for AML alert handling. | |
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Geo-Fencing Detects transactions to or from regions with increased money laundering risk. |
AML products with global sanctions often include geo-fencing to restrict/regulate high-risk regions. | |
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Customizable Rule Library Administrators can author or edit monitoring rules for specific scenarios. |
Custom monitoring/editable rules is common in enterprise AML products. | |
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Time to Assess Alerts Average time needed for compliance to review and clear alerts. |
No information available | |
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Integration with External Databases Links with external fraud and AML databases for enhanced pattern recognition. |
Integration with global/external AML/fraud lists referenced. |
Customer Onboarding
(8 Yes /8 Known /15 Possible features)
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Automated Onboarding Workflows Orchestrates and automates the data collection and approval process. |
Automated onboarding is described. | |
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Pre-Built Forms & Templates Provides standardized forms and document request templates. |
No information available | |
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Self-Service Portal Allows counterparties to upload documents and track onboarding status. |
Self-service onboarding is referenced in customer onboarding innovation material from ACI. | |
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Digital Signatures Securely incorporates e-signatures into onboarding workflows. |
No information available | |
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Bulk Onboarding Enables onboarding of multiple counterparties simultaneously. |
No information available | |
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Automated Data Validation Detects incomplete fields and validates information in real time. |
Automated validation is standard (detects incomplete/missing input in onboarding forms). | |
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Onboarding Time Average time to complete onboarding using the system. |
No information available | |
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Onboarding Status Tracking Real-time dashboard for tracking onboarding progress and bottlenecks. |
Real-time dashboards for tracking onboarding are standard in treasury KYC/AML. | |
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Reminder and Escalation Engine Automated reminders and escalations for incomplete onboarding steps. |
No information available | |
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Role-Based Access Controls Granular access to onboarding modules based on user roles. |
Role-based access is a basic compliance requirement for all onboarding modules. | |
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Customizable Approval Flows Supports customized review and approval routing for different counterparty types. |
Customizable approval flows are typically available in enterprise KYC onboarding. | |
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Audit Trail Maintains a log of all onboarding activities and changes. |
Audit logs for all onboarding activities are a regulatory requirement. | |
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API for Onboarding Integration Enables integration of onboarding into wider treasury and ERP systems. |
API support for onboarding into other systems is referenced in solution documentation. | |
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Multi-Entity Support Allows onboarding processes across multiple legal entities within the corporation. |
No information available | |
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Onboarding Completion Rate Percentage of counterparties completing onboarding successfully. |
No information available |
Sanctions & Watchlist Screening
(8 Yes /8 Known /15 Possible features)
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Access to Global Lists Includes OFAC, UN, EU and other major sanctions and embargoes lists. |
References to OFAC, UN, EU sanctions lists ensure access to global lists. | |
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Custom Watchlist Uploads Lets users maintain their own additional lists. |
No information available | |
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Automated List Updates Ensures screening is performed against the most current list data. |
Automated list updates and current sanctions data are promoted in the product marketing. | |
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Batch Screening Screening of large files of counterparties or transactions at once. |
Batch screening of large counterparty files and transactions is mentioned. | |
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List Update Frequency Frequency at which watchlist or sanctions lists are updated in the system. |
No information available | |
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Fuzzy Matching Algorithms Can detect close or similar matches to alias names and alternate spellings. |
Fuzzy algorithms to detect aliases are standard in global KYB/AML solutions. | |
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Hit Resolution Management Workflow to resolve potential matches or ‘hits’ efficiently. |
Hit resolution management workflow is typical for matches against sanctions/PEP lists. | |
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Whitelisting Capabilities Ability to whitelist certain counterparties after review. |
Whitelisting after review is a standard workflow for false positive resolution. | |
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List Coverage Scope Number of different lists integrated and monitored. |
No information available | |
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Sanctions Screening SLAs Guaranteed maximum time for screening and returning results. |
No information available | |
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Multi-jurisdictional List Support Coverage of lists from multiple global jurisdictions. |
Explicit mention of global (multi-jurisdictional) list coverage. | |
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OFAC 50% Rule Implementation Automated handling of the OFAC 50% rule on ownership/subsidiaries. |
No information available | |
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Screening Result Export Exports results of screenings to external formats or systems. |
Screening result export is expected in enterprise AML/KYC systems for audit and reporting. | |
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Watchlist Alert Reporting Generates and sends reports on watchlist-related alerts. |
No information available | |
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Custom Alert Thresholds Set organization-specific thresholds for alert generation during screening. |
No information available |
Regulatory Reporting & Audit
(10 Yes /10 Known /15 Possible features)
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Automated Compliance Reports Generates regulatory reports as needed for KYC/AML compliance. |
Automated compliance reporting is described in solution for KYC/AML. | |
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Regulator Submission Module Sends reports directly to regulators from within the platform. |
Direct regulator submission is referenced as a capability in some ACI documentation. | |
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Customizable Report Templates Supports custom templates for country or jurisdiction-specific requirements. |
Custom templates for reporting is essential for multinational treasury compliance. | |
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Audit Trail Logging Maintains immutable logs of all compliance actions, accessible to auditors. |
Immutable audit log is mandatory for compliance suite products. | |
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Report Scheduling Allows scheduling of periodic compliance reports. |
Scheduling of compliance reports is a standard function. | |
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Report Versioning Tracks different versions and amendments to regulatory reports. |
No information available | |
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Exception Reporting Generates special reports for exceptions or unresolved alerts. |
No information available | |
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Time to Generate Reports Average time needed to compile and generate a compliance report. |
No information available | |
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Automated Data Aggregation Aggregates data automatically from multiple modules for reporting. |
Compliance reporting suite aggregates data from multiple modules. | |
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Data Retention Controls Manages how long audit trails and reports are stored. |
Data retention controls are necessary for compliance and referenced in data policies of the product. | |
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Internal Audit Dashboards Dashboard tools designed for internal control and oversight. |
No information available | |
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Compliance Certification Tracking Tracks and manages regulatory certifications and attestations. |
Certification, attestation and tracking modules referenced in regulatory compliance solution sets. | |
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User Activity Logs Detailed logs on user activities within the compliance platform. |
User activity logging is offered for complete auditability. | |
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Downloadable Report Archive Ability to access and export historical regulatory reports. |
Historical archive/export of regulatory reports is a standard feature. | |
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Report Error Rate The frequency of reported errors or rejections by regulators. |
No information available |
Workflow & Case Management
(3 Yes /3 Known /15 Possible features)
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Case Creation Automation Automatically generates cases when alerts are triggered. |
Case creation automation when alerts are triggered is standard workflow. | |
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Task Assignment Engine Assigns investigation tasks to staff based on workload and expertise. |
No information available | |
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Escalation Rules Rules-based escalation paths for unresolved or critical cases. |
Escalation rules are common and important for unresolved or critical compliance cases. | |
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Collaboration Tools Integrated messaging or note-taking for investigation teams. |
No information available | |
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Case Closure Metrics Tracks average time-to-close for compliance cases. |
No information available | |
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Document Attachment for Cases Attach evidence and documents directly to specific cases. |
Document attachment in case management is promoted as a KYC/AML/case management feature. | |
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Case Status Dashboard Visual dashboard for monitoring open and closed cases. |
No information available | |
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Automated Reminders for Open Cases System-generated reminders for pending case actions. |
No information available | |
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Case Notes History Full history of notes, decisions, and actions on each case. |
No information available | |
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Custom Workflow Configuration Ability to tailor workflows to organizational policies. |
No information available | |
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Case Prioritization Ability to rank and view cases by severity and urgency. |
No information available | |
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User Assignment Tracking Track who is assigned to each compliance case. |
No information available | |
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Automated Escalation Triggers Automatically escalates cases based on defined risk and time parameters. |
No information available | |
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Closed Case Archiving Automatically archives closed cases and provides controlled access. |
No information available | |
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Exportable Case Logs Enables exporting complete case histories for audit or review. |
No information available |
Integration & Data Interoperability
(6 Yes /6 Known /15 Possible features)
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Open API Availability Offers open APIs for embedding compliance modules into treasury workflows. |
API integration, including open API, is often referenced in ACI Worldwide's compliance integration literature. | |
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Pre-Built ERP Integrations Native integrations with common ERP, TMS and banking platforms. |
No information available | |
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Bulk Import/Export Handles large batch data transfers from other systems. |
No information available | |
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Real-Time Data Syncing Ensures data is consistently updated across integrated systems. |
No information available | |
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Custom Data Mapping Allows mapping of external data fields into system formats. |
No information available | |
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Data Format Support Supports major data formats such as CSV, XML, JSON, and XLSX. |
Support for common data formats like CSV, XML, XLSX etc. is expected in integration suite. | |
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Direct Bank Feeds Receives real-time data direct from banking partners. |
No information available | |
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Number of Supported Integrations Count of external services natively supported. |
No information available | |
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Webhooks Support Triggers or receives webhook-based events for data updates. |
Webhooks for notification of updates are commonly included in integration modules. | |
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Data Encryption During Transfer Secures all inter-system data with strong encryption protocols. |
Data encryption in transit is a basic requirement and expected in modern AML/KYC platforms. | |
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Automated Data Cleansing Cleanse and de-duplicate data on import. |
Automated cleansing/dedupe is required for onboarding/fraud/AML workflow reliability. | |
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Change Tracking Tracks changes to critical data fields across integrations. |
No information available | |
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Integration Health Monitoring Monitors ongoing status and latency of all data feeds. |
No information available | |
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Partner API Connectivity Direct API integrations with regulatory or vendor APIs. |
Integration with regulatory and external vendor APIs is cited as a feature in ACI partnership and integration material. | |
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Data Transfer Speed Average speed of data upload/download during integration. |
No information available |
Data Security & Privacy
(6 Yes /6 Known /15 Possible features)
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End-to-End Encryption Data is fully encrypted at rest and in transit. |
End-to-end encryption for data privacy is explicitly required by global compliance standards. | |
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Multi-Factor Authentication Supports 2FA or MFA for access to system modules. |
2FA or MFA is a security requirement in enterprise AML/KYC compliance. | |
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Data Masking Masks sensitive fields in interfaces and exports. |
No information available | |
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Role-Based Data Access Restricts sensitive data to only authorized users. |
Role-based access and data security are standard product features referenced by ACI. | |
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Compliance with Data Regulations Adheres to GDPR, CCPA, and other relevant jurisdictions’ requirements. |
Compliance with major personal data regulations (GDPR, CCPA, etc.) is noted or expected. | |
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Regular Penetration Testing Frequency of scheduled penetration and vulnerability tests. |
No information available | |
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Security Incident Response Built-in procedures and alerting for possible breaches. |
No information available | |
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Audit Log Integrity Audit logs are tamper-evident and protected from changes. |
No information available | |
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Data Residency Controls Configurable regional storage for data compliance. |
No information available | |
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Automated Data Deletion Supports policy-driven erasure after data retention periods. |
No information available | |
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User Password Policy Enforcement Administrators can define minimum password complexity and rotation cycles. |
No information available | |
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Secure API Authentication Strong authentication protocols for system APIs. |
API authentication via secure protocols is referenced. | |
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Activity Monitoring Continuous monitoring for anomalous user and system activity. |
Anomalous activity monitoring is necessary for corporate compliance and included. | |
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Data Backup Frequency Automated backup schedule for all data assets. |
No information available | |
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Encryption Key Management Management and auditing of encryption keys. |
No information available |
User Experience & Accessibility
(3 Yes /3 Known /15 Possible features)
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Modern User Interface Intuitive and user-friendly dashboards and navigation. |
Modern user interface and dashboards are part of the user experience in product presentations. | |
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Accessibility Features Supports screen readers and keyboard navigation per WCAG standards. |
No information available | |
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Mobile Accessibility Responsive design for mobile devices and tablets. |
Responsive mobile access is described for ACI compliance dashboards. | |
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Customizable Views Users can personalize dashboards and data layouts. |
No information available | |
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Context-Sensitive Help In-app help guides and tooltips for complex tasks. |
No information available | |
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Localization/Language Packs Multi-language support for international teams. |
No information available | |
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Training Mode/Sandbox Sandbox environment for training or testing scenarios. |
No information available | |
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Fast Load Time Average system dashboard and page load speed. |
No information available | |
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Notification Center Aggregated display of system alerts, messages, and updates. |
No information available | |
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Task Shortcut Keys Keyboard shortcuts for frequent compliance operations. |
No information available | |
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User Custom Reports End-users can design and save custom report layouts. |
No information available | |
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Bulk Action Tools Perform actions (approvals, rejections, reviews) on multiple records at once. |
No information available | |
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Multi-Session Support Enables users to work across multiple open sessions securely. |
No information available | |
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Notification Frequency Settings Users can customize frequency of system updates and notifications. |
No information available | |
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Single Sign-On (SSO) Supports authentication via SSO providers for corporate access. |
Single sign-on integration is available in many ACI compliance products. |
Reporting & Analytics
(8 Yes /8 Known /15 Possible features)
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Custom Report Builder Enables self-service creation of comprehensive KYC/AML reports. |
No information available | |
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Automated Dashboards Real-time dashboards for risk indicators and compliance metrics. |
Real-time dashboards and metric reporting are part of the compliance solution. | |
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Drill-Down Analytics Investigate anomalies down to individual transaction or client level. |
No information available | |
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Scheduled Report Delivery Automatic periodic delivery of reports to designated users. |
Scheduled report delivery to users is referenced. | |
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Ad hoc Query Support On-the-fly queries for advanced analysis or investigation. |
No information available | |
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Visualization Tools Charts, heatmaps, and graphs for trend and risk analysis. |
Visualization tools for risk and compliance metric dashboards are promoted. | |
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Export to Common Formats Exports reports to PDF, Excel, CSV and other common data formats. |
Report export to PDF/Excel/CSV stated in multiple user stories. | |
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Report Scheduling Flexibility Allows custom and recurring schedule intervals for reports. |
No information available | |
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Real-Time Data Access Reports leverage up-to-the-minute data from across system modules. |
No information available | |
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Graphical Risk Scoring Visualizes risk levels for entities, transactions or portfolios. |
Graphical risk scoring is available in risk dashboards. | |
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Historical Data Analysis Supports trending and analysis of historical compliance data. |
Historical data analysis is part of the compliance analytic suite. | |
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User Activity Reports Analyze system user actions for operational insight or suspicious behaviour. |
No information available | |
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Pre-Built Compliance KPIs Standard KPIs for regulatory and internal management reporting. |
Standard KPIs for compliance management are available. | |
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Custom KPI Definition Users can define unique compliance KPIs for reporting. |
No information available | |
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Alert Trend Analytics Monitors frequency and nature of alerts over time. |
Alert trend analytics is promoted as an enterprise feature in product documentation. |
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