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Jumio KYX Platform from Jumio

End-to-end identity verification platform including ID verification, biometric facial recognition, liveness detection, AML screening, and ongoing monitoring. Offers automation of the KYC/AML compliance process with real-time verification capabilities and fraud detection.

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Product analysis by function

Know Your Customer (KYC) for Compliance

Platforms for verifying customer identities, assessing risk, and meeting regulatory requirements for customer onboarding.
More Know Your Customer (KYC) More Compliance ...

Identity Verification
(8 Yes /8 Known /10 Possible features)

Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD)
(8 Yes /8 Known /10 Possible features)

Data Security & Privacy
(9 Yes /9 Known /10 Possible features)

Regulatory Compliance & Reporting
(9 Yes /9 Known /10 Possible features)

User Experience & Onboarding
(8 Yes /8 Known /10 Possible features)

Integration & Interoperability
(9 Yes /9 Known /10 Possible features)

Fraud Detection & Prevention
(8 Yes /8 Known /10 Possible features)

Monitoring & Ongoing KYC
(9 Yes /9 Known /10 Possible features)

Analytics & Reporting
(9 Yes /9 Known /10 Possible features)

Scalability & Performance
(6 Yes /6 Known /10 Possible features)

Vendor Support & Maintenance
(8 Yes /8 Known /10 Possible features)

Fraud Detection and Prevention for Compliance

Solutions for identifying and preventing various types of fraud across banking channels and products.
More Fraud Detection and Prevention More Compliance ...

Data Integration and Sources
(9 Yes /9 Known /10 Possible features)

Detection Engine
(10 Yes /11 Known /15 Possible features)

Alert and Case Management
(7 Yes /7 Known /12 Possible features)

User Access and Security
(7 Yes /7 Known /8 Possible features)

Reporting and Analytics
(6 Yes /6 Known /9 Possible features)

Compliance and Regulation Support
(9 Yes /9 Known /9 Possible features)

Platform Scalability and Performance
(4 Yes /4 Known /8 Possible features)

User Interface and Experience
(6 Yes /6 Known /8 Possible features)

Integration and Extensibility
(2 Yes /2 Known /8 Possible features)

Customer and Transaction Monitoring
(9 Yes /9 Known /9 Possible features)

Support, Maintenance, and Vendor Reliability
(6 Yes /6 Known /7 Possible features)

AML and KYC Solutions for Risk & Compliance

Tools for anti-money laundering screening, know-your-customer processes, and sanctions checking to ensure compliance with financial crime prevention regulations.
More AML and KYC Solutions More Risk & Compliance ...

Customer Onboarding
(0 Yes /0 Known /13 Possible features)

Ongoing Monitoring and Screening
(0 Yes /0 Known /13 Possible features)

Case Management & Investigations
(0 Yes /0 Known /12 Possible features)

Integration & Interoperability
(0 Yes /0 Known /11 Possible features)

Compliance & Regulatory Coverage
(0 Yes /0 Known /11 Possible features)

User Experience & Usability
(0 Yes /0 Known /11 Possible features)

Reporting & Analytics
(0 Yes /0 Known /11 Possible features)

Data Security & Privacy
(0 Yes /0 Known /11 Possible features)

Product Scalability & Performance
(0 Yes /0 Known /10 Possible features)

Vendor Support, SLAs & Documentation
(0 Yes /0 Known /10 Possible features)

Cost & Licensing
(0 Yes /0 Known /10 Possible features)

Client Onboarding Solutions for Client Services

Digital platforms streamlining the account opening process, including KYC (Know Your Customer), AML (Anti-Money Laundering) checks, and documentation management.
More Client Onboarding Solutions More Client Services ...

Sorry, no analysis is avaiable for Client Onboarding Solutions

AML/KYC Compliance Software for Compliance

Systems for screening clients against watchlists, monitoring transactions for suspicious activity, and maintaining regulatory compliance documentation.
More AML/KYC Compliance Software More Compliance ...

Sorry, no analysis is avaiable for AML/KYC Compliance Software

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Document Verification Verifies government-issued identity documents such as passports, driver's licenses, or identity cards.		Jumio KYX Platform verifies government-issued IDs as part of its core offering.
Biometric Authentication Uses facial recognition, fingerprints, or other biometrics for identity validation.		Platform advertises biometric authentication including facial recognition.
Liveness Detection Validates that a real person is present during the verification process to prevent spoofing.		Liveness detection is explicitly mentioned on product web pages and documentation.
Data Cross-Checking Automatically cross-checks customer data against third-party databases or watchlists.		Jumio cross-checks user data with external watchlists for AML compliance.
Optical Character Recognition (OCR) Extracts and auto-fills information from documents using OCR technology.		OCR used for extracting and auto-filling data from ID documents.
Verification Speed Average time taken to verify identity documents and update status.		No information available
Multi-Language Support Supports document types and interfaces in multiple languages.		Multi-language document and interface support is a promoted Jumio feature.
Video Verification Enables recorded or live video sessions for compliance with regulatory requirements.		Jumio supports video verification for regulatory compliance use cases.
Name Matching Accuracy Rate at which the system accurately matches submitted names against government data.		No information available
Geolocation Check Confirms the customer's location during onboarding.		Geolocation checks are offered for fraud detection and compliance.

Automated Risk Scoring System assigns risk scores based on customer profiles and behaviors.		Jumio performs risk scoring as part of its AML and fraud modules.
PEP Screening Checks for Politically Exposed Persons among customers.		Platform includes PEP (Politically Exposed Person) screening as a core AML feature.
Sanctions and Watchlist Screening Verifies customers against domestic and international sanctions lists.		Sanctions and watchlist screening are advertised for global compliance.
Adverse Media Checks Automated scanning for negative news regarding the customer or entity.		Adverse media checks included in AML suite.
Custom Risk Rules Bank can configure custom criteria for risk assessment.		Banks can set custom risk rules via the platform’s configuration options.
Transaction Monitoring Integration Integrates customer risk scores with transaction monitoring systems for continuous compliance.		Jumio advertises integration with transaction monitoring systems.
Ongoing Due Diligence Frequency Frequency with which ongoing due diligence checks are automatically performed.		No information available
Risk Scoring Algorithm Transparency Provides auditability and explainability for risk score decisions.		Jumio provides explanations for risk scores for auditability.
Alert Generation Rate The average number of risk or compliance alerts generated per month.		No information available
Remediation Workflow Enables escalation and case management for high-risk findings.		Case management and remediation workflow supported in dashboard.

Data Encryption at Rest Customer data is encrypted when stored in databases.		Customer data is encrypted at rest according to platform security documentation.
Data Encryption in Transit All communications and data transfers are encrypted.		Jumio secures all communications with TLS/SSL encryption.
Role-Based Access Control Granular control of access levels for different users and roles.		Role-based access control is discussed in product security guide.
Audit Trails Comprehensive logging of all user activities for compliance monitoring.		Audit trails and logging are standard for compliance in the Jumio platform.
Data Retention Policy Management Configurable policies for how long KYC data is retained.		Data retention policies can be configured for compliance with data regulations.
GDPR Compliance Product is compliant with European Union General Data Protection Regulation.		Jumio states support for GDPR compliance and other regulatory frameworks.
Data Anonymization Ability to anonymize personal data for analysis or testing.		Data anonymization options noted in documentation for analysis/testing.
Consent Management Mechanisms for capturing and tracking customer consent for data usage.		Jumio provides digital consent management features.
Incident Response Time Average time to respond to data breach or privacy incident.		No information available
Third-Party Audit Certifications Availability of SOC 2, ISO 27001, or similar security certifications.		Jumio regularly undergoes third-party audits (e.g., ISO 27001, SOC 2).

Automated Regulatory Reporting Generates and submits compliance reports automatically.		Automated regulatory/AML compliance reporting advertised as a capability.
Country-Specific Compliance Modules Supports legal requirements unique to different jurisdictions.		Jumio supports adapting workflows to various jurisdictions with country-specific modules.
Audit Logs Stores detailed, tamper-evident records of actions for regulatory audits.		Detailed, tamper-evident audit logging provided for regulatory audits.
Change Management Logging Tracks all system configuration and policy changes.		Change management logging is provided for audit and traceability.
Regulatory Update Alerts Notifies users of regulatory or legal changes affecting compliance processes.		Product monitors legal/regulatory changes and notifies compliance teams.
SAR/CTR Filing Automation Supports Suspicious Activity Report (SAR) and Currency Transaction Report (CTR) generation and filing.		SAR/CTR report generation and filing automation is included for AML compliance.
Regulatory Filing Accuracy Accuracy rate of generated compliance reports.		No information available
Exception Management Tools for handling and resolving compliance exceptions.		Exception and case management tools are standard platform features.
Compliance Dashboard Central dashboard displaying current regulatory status and key compliance metrics.		Compliance dashboard is included and promoted for monitoring KYC/AML processes.
E-signature Support Allows digital signing of regulatory documents.		Jumio platform supports e-signatures for digitally signing compliance documents.

Mobile Onboarding Customers can complete onboarding entirely from mobile devices.		Mobile onboarding is a standard proposition highlighted in platform materials.
Self-Service Portal Customers can update information or complete KYC tasks without direct assistance.		Self-service portal allows customers to complete or update KYC independently.
Guided User Flows Step-by-step guidance for users to complete KYC requirements.		Platform offers guided, step-by-step user onboarding flows.
Status Tracking Customers and bank staff can track the status of KYC verification in real time.		Real-time status tracking for customers and staff is standard in platform.
Multilingual Interface User interface available in multiple languages for diverse populations.		Multilingual interface available as Jumio serves a global client base.
Accessibility Compliance Interfaces conform to accessibility standards such as WCAG.		Platform confirms accessibility conformance to WCAG where possible.
Onboarding Completion Rate Percentage of users who successfully complete onboarding.		No information available
Onboarding Time Average time for a customer to complete the KYC onboarding process.		No information available
Real-Time Support Chat Live assistance during onboarding to resolve customer queries.		Jumio provides live chat and help options during onboarding.
Custom Branding Ability to brand the onboarding interface with the bank’s logo and colors.		Platform allows custom branding of white-label onboarding flows.

API Availability Provides documented APIs for programmatic integration.		API documentation and published APIs for integration are available.
Core Banking System Integration Seamless connection to the bank's core systems.		Jumio advertises core banking system integration with open APIs.
Third-Party Data Source Integration Connects to external data sources for validation checks.		Platform integrates with third-party data sources for customer validation.
Identity Provider Integration Supports common SSO and identity providers for staff user authentication.		SSO and identity provider integrations are available for enterprise clients.
Webhook Support Triggers real-time notifications to other platforms via webhooks.		Jumio includes webhook support for real-time update triggers.
Batch Upload/Processing Supports bulk uploads and processing for large volumes of KYC requests.		Platform supports batch/bulk KYC upload and processing features.
Custom Workflows Supports creation of organization-specific onboarding and KYC workflows.		Jumio allows definition of custom onboarding/KYC workflows.
Data Export Options Multiple export formats (CSV, XML, JSON) for KYC data.		Export options include CSV, XML, and JSON formats for data.
Sandbox Environment Provides a non-production environment for integration testing.		Sandbox/test environments provided for technical and integration testing.
Integration SLA Service level agreement for integration uptime and support.		No information available

Synthetic Identity Detection Detects attempts to create accounts with fabricated identities.		Synthetic identity detection is specifically noted in fraud prevention documentation.
Device Fingerprinting Identifies devices used by customers to detect and prevent fraud.		Device fingerprinting used for fraud detection across onboarding flows.
IP Reputation Analysis Assesses whether a customer's IP address is associated with suspicious activity.		IP reputation checks are mentioned as part of the fraud framework.
Behavioral Analytics Uses AI/machine learning to identify abnormal user behaviors.		Behavioral analytics powered by AI is promoted for user investigation.
Fraud Detection Rate Proportion of fraudulent accounts or attempts detected by the system.		No information available
Fraud Response Time Average time to respond to a suspected case of fraud.		No information available
Blacklist/Whitelist Management Maintains lists of suspected or trusted customers for screening.		Blacklist and whitelist management standard in fraud detection tools.
Velocity Checks Identifies rapid, repeated attempts to onboard or bypass controls.		Platform supports velocity checks for patterns of repeated/fraudulent activity.
Rule and Threshold Management Allows the bank to set and adjust fraud detection parameters.		Jumio lets clients adjust risk/fraud threshold rules.
Case Management Integration Integrates with case management for escalated investigations.		Case management integration is part of Jumio’s suite for compliance teams.

Periodic KYC Refresh Automated reminders and workflows for routine re-verification.		Platform supports periodic KYC refresh reminders and workflows.
Event-Based KYC Triggering Automatically triggers reviews based on significant customer actions.		KYC update events can be triggered by user or system actions.
Continuous Transaction Monitoring Links KYC data to transaction analysis for real-time alerts.		Continuous transaction monitoring enabled with client integration.
Change Detection Detects and flags changes to customer information.		Change detection supported for updating customer data.
Ongoing Sanctions Monitoring Continuous screening against updated sanctions and watchlists.		Ongoing sanctions monitoring included in compliance modules.
Risk Profile Updating Frequency How often customer risk profiles are reviewed and updated.		No information available
Automated KYC Reminders Automatic notifications sent to customers for compliance tasks.		Automatic, customizable KYC compliance reminders for customers.
KYC Status Dashboards Provides staff with overview dashboards of KYC statuses.		Real-time KYC status dashboards are standard for staff.
Escalation Workflow Configurable workflows for cases that fail ongoing checks.		Configurable escalation workflows featured for failed cases.
Bulk Update Capability Ability to update KYC records for multiple customers at once.		Batch update capability available for enterprise onboarding.

Custom Report Builder Create tailored reports on KYC processes and outcomes.		Custom report builder is supported for tailored KYC analytics.
Predefined Regulatory Reports Templates for standard compliance reports.		Predefined regulatory/compliance report templates are available.
Real-Time Analytics Dashboards Live dashboards for monitoring KYC performance metrics.		Live analytics dashboards provided for KYC metric monitoring.
Data Export for BI Tools Exports data for integration with business intelligence tools.		Exports to BI and analytics tools supported.
KYC Failure Rate Percentage of KYC applications that fail to meet compliance requirements.		No information available
Average Verification Time Report Analysis of time taken for verification steps.		Average verification time reporting supported in analytics dashboards.
Trend Visualization Visualizes changes in KYC-related KPIs over time.		Trend visualization for KYC KPIs is available within analytics features.
Data Quality Checks Automated flagging and reporting of data inconsistencies.		Jumio performs automated data quality checks and reporting.
User Audit Logs Exportable activity logs for user actions.		Exportable user audit logs are available for compliance and analysis.
API Access for Reporting Allows third-party reporting and data analysis tools to access KYC data via API.		API access for third-party reporting tools is documented.

Concurrent User Capacity Maximum number of users that can simultaneously access the platform.		No information available
KYC Processing Throughput Number of KYC verifications processed per hour.		No information available
System Uptime SLA Guaranteed system uptime as per service agreement.		No information available
Cloud Deployment Support Can be deployed in cloud environments for scalable infrastructure.		Cloud deployment support is prominent for Jumio KYX Platform.
Horizontal Scalability System can scale by adding more servers or instances.		Platform is horizontally scalable in cloud environments.
Disaster Recovery RPO Recovery Point Objective in case of disaster.		No information available
Elastic Resource Allocation Automatically adjusts resources based on workload.		Elastic/auto-scaling described in technical documentation.
Load Balancing Distributes workload evenly across system resources.		System supports load balancing in enterprise deployments.
Queue Management Manages high load and processing queues efficiently.		Platform features queue management for high-load scenarios.
Performance Monitoring Real-time monitoring of system performance metrics.		Real-time performance monitoring provided in admin portal.

24/7 Customer Support Round-the-clock availability of customer service.		24/7 customer support offered to enterprise and regulated clients.
Dedicated Account Manager Assigned vendor representative for ongoing support.		Dedicated account managers available for large enterprise accounts.
User Training Resources Availability of training materials and programs for staff.		Extensive training resources including documentation and videos.
Knowledge Base Access Comprehensive articles and documentation available online.		Online knowledge base is available publicly and to clients.
Regular System Updates Scheduled updates for new features and compliance changes.		Regular system updates are released for new features and compliance.
Custom Feature Development Ability to request and implement bespoke product features.		Custom/bespoke feature development offered for enterprise customers.
Support Ticket Resolution Time Average time to resolve a standard support ticket.		No information available
SLAs for Issue Escalation Contracted timeframes for addressing critical issues.		No information available
User Community Forum Online forum for peer support and knowledge sharing.		User community and support forums available for client interaction.
API Versioning & Deprecation Notices Advance communication of changes to integration APIs.		API versioning and deprecation notices communicated for integrations.

Multi-source Data Aggregation Ability to ingest and process data from numerous sources (core banking, payments, KYC systems, etc.)		Jumio KYX integrates data from core banking, payments, KYC/AML sources, and biometric liveness checks.
Real-time Data Processing Capability to process data and trigger analysis instantly as transactions occur.		Described as real-time KYC/AML compliance and verification platform.
API Integration Support Supports integration via REST, SOAP, or other standard APIs for seamless data exchange.		Jumio provides RESTful API documentation, evidencing API integration support.
Historical Data Import Ability to import and analyze historical transaction data for establishing baselines and trend analysis.		Platform supports importing historic data for monitoring and case management.
External Data Feeds Integration with third-party data providers, such as watchlists, sanctions lists, and PEP databases.		Integrates with global sanctions, watchlist, and PEP sources for AML screening.
Batch Data Processing Supports processing large batches of data for end-of-day or scheduled checks.		Supports batch onboarding and ongoing batch checks for AML monitoring.
Data Cleansing and Normalization Automatic normalization, deduplication, and cleansing of ingested data.		Platform uses automated ID document normalization and fraud rejection (cleansing).
Scalable Ingestion Volume The maximum volume of records or transactions that can be ingested per second.		No information available
Data Encryption in Transit Ensures all ingested data is encrypted while moving between systems.		Encryption in transit is explicitly listed in Jumio's security documentation.
Data Encryption at Rest Ensures data is encrypted while stored in the system.		Encryption at rest is specified for GDPR and global compliance.

Rule-based Detection Configurable static rules (e.g., thresholds, velocity, geographic restrictions) for identifying suspicious behavior.		Platforms allow for customizable rule sets for flagging suspicious activity (e.g., document mismatch, liveness failure).
Machine Learning Detection Uses machine learning algorithms to adaptively detect unknown patterns of fraud or compliance risk.		Jumio uses AI/machine learning for fraud detection and adaptive risk scoring.
Custom Rule Builder Allows users to create and modify their own rules without programming.		Admin interface allows customization of verification rule sets without coding.
Behavioral Profiling Builds profiles for customers and accounts to detect deviations from normal activity.		Behavioral profiling via device data, face biometrics, and activity trends used for monitoring.
Peer Group Analysis Compares customer activity to peer groups to spot anomalies.		Not as far as we are aware.* No evidence of peer group analysis in feature set or documentation.
Real-time Scoring Assigns risk/fraud scores to transactions or accounts instantly as activity is processed.		Risk scoring and decisioning are delivered instantly during verification.
Adaptive Thresholds Adjusts detection thresholds dynamically based on risk and trends.		No information available
False Positive Rate Percentage of alerts identified as non-fraudulent during investigation.		No information available
Detection Latency Average time taken to identify and flag a suspicious event.		No information available
Outlier/Anomaly Detection Identifies rare events that deviate from established patterns.		Outlier and anomaly detection incorporated through AI in facial and document analysis.
Threat Intelligence Integration Access to global fraud, cyber, and compliance threat intelligence feeds.		No information available
Case Prioritization & Risk Ranking Automatically scores and ranks alerts/cases by risk level.		Platform assigns and prioritizes risk scores to investigations and alerts.
Sanctions and Watchlist Screening Real-time checks against OFAC, FATF, UN, and custom lists.		Screening against OFAC, FATF, UN, and local watchlists is core to AML function.
Regulatory Rule Updates Automated updates of detection rules and patterns according to latest regulatory requirements.		Jumio updates sanctions and risk rules to reflect current regulations.
Self-learning Feedback Loop System learns from investigator outcomes to reduce future false positives.		Platform uses investigation outcomes to train and improve fraud detection models.

Automated Alert Generation Automatically creates alerts for potentially suspicious activities based on detection rules.		Generates automated alerts for suspicious AML/KYC results or document issues.
Case Assignment and Escalation Assigns cases to investigators and provides workflow for escalation to compliance officers or higher authorities.		Case/workflow management documented in product literature.
Case Notes and Attachment Support Allows investigators to add notes and attach supporting documentation to cases.		Investigators can add notes and upload documentation to cases.
Case Tracking and Audit Trail Maintains a complete history of all case actions and changes for compliance and audit needs.		Case history and audit trails are recorded to meet compliance requirements.
SLA Management Monitors compliance with service level agreements (e.g., investigation deadlines).		No information available
Bulk Case Actions Enables management of multiple cases at once (e.g., close, escalate, assign).		No information available
Case Status Tracking Tracks the status (open, in progress, closed, etc.) for all alerts and cases.		Case status (open, pending, closed) tracking is part of case workflow.
Automated Case Resolution Suggestions Provides automatic recommendations for resolving alerts/cases based on machine learning or rule-based analysis.		No information available
Link Analysis between Cases Visualizes links and relationships between alerts and cases (e.g., network analysis).		No information available
Case Volume Capacity The maximum number of active cases that can be managed simultaneously.		No information available
Multi-user Collaboration Supports multiple users working on a case simultaneously with tracked changes.		Multiple case users and comment threads supported in compliance ops.
Alert Deduplication Automatically removes duplicate alerts to improve investigator efficiency.		Deduplication features in place to prevent repeated case/alert work.

Role-based Access Control (RBAC) Allows creation of user roles with defined permissions.		Role-based user access detailed in the platform's admin guides.
Two-factor Authentication Supports multi-factor login for enhanced user security.		Supports multi-factor authentication for access security.
Single Sign-On (SSO) Integration Integrates with SSO standards (SAML, OAuth, etc.) for centralized authentication.		No information available
Granular Permission Management Enables detailed control over user rights at feature, data, or function level.		Granular permissions at data and function level for compliance.
User Activity Monitoring Tracks and logs all user actions for audit and security.		Tracks user actions for security and audit.
Password Policy Enforcement Supports enforcing strong password requirements and expiration policies.		Strong password enforcement included in user access documentation.
Session Timeout Automatically logs out users after inactivity to prevent unauthorized access.		Session timeout and auto-logout described in help and security documentation.
Access Attempt Logging Logs all successful or failed login attempts.		Tracks all access attempts for security monitoring.

Transparent Pricing Full disclosure of all fees, including setup, support, and maintenance.		No information available
Modular Licensing Ability to license and pay for only required functions.		No information available
Scalable Pricing Tiers Pricing flexibility as business and usage scales.		No information available
Pay-per-use Model Option for consumption-based pricing.		No information available
No Hidden Fees No undisclosed or unanticipated charges outside standard pricing.		No information available
Volume Discounts Discounted pricing for large numbers of users or transactions.		No information available
Contract Flexibility Provisions for short, medium, or long-term contracts and renewal options.		No information available
Free Trial Availability Ability to try the software before committing financially.		No information available
Implementation Fee Upfront costs for implementation and integration.		No information available
Annual Maintenance Fee Yearly fee for updates and ongoing support.		No information available

Pre-built Reports Provides standardized reports for common compliance and fraud scenarios.		Pre-built regulatory and compliance reports available.
Custom Report Builder Allows users to design and schedule bespoke reports.		No information available
Dashboard Visualization Interactive dashboards to visualize key metrics and trends.		Provides dashboard visualizations for compliance status/KPIs.
Drill-down Analytics Ability to explore data in more detail from high-level summaries.		Drill-down analytics described in dashboard features.
Real-time Monitoring Widgets Live visualization of current alerts, cases, and operational KPIs.		Live widgets for alert and case status are shown in admin UI.
Scheduled Report Distribution Automated emailing or distribution of regular reports.		No information available
Exportable Data Formats Reports can be exported as PDF, CSV, XLS, etc.		Reports and data can be exported in CSV, XLSX, and PDF.
Regulatory Compliance Reporting Meets local and global compliance reporting mandates (e.g., SAR, STR, CTR, AMLD).		Supports SAR/STR, AMLD, and regional compliance outputs.
Case Closure Time Analysis Reporting on average time to resolution for cases.		No information available

Configurable Regulatory Rules Flexibility to update compliance checks as local or global regulations change.		Rules can be adjusted for new regulatory requirements.
Automated Regulatory Updates System automatically receives and applies updates for new laws, sanctions, and best practices.		Platform automatically receives new lists, regulatory data, and fraud patterns.
Regulatory Audit Trail Complete, immutable logs for every action, decision, and change to meet regulator requirements.		Full audit trails and immutable logs are standard for compliance.
Retention Policy Management Configurable policies for data and case retention according to jurisdiction.		Supports configurable retention policies per jurisdiction.
SAR/STR Generation Automatic generation and formatting of Suspicious Activity/Transaction Reports.		Automatic SAR/STR generation included in regulatory reporting suite.
Customer Due Diligence (CDD) Support Verifies customer identity and risk at onboarding and ongoing intervals.		CDD is a core function on onboarding and for ongoing monitoring.
Ongoing Monitoring of PEPs Continuous checks on Politically Exposed Persons and related entities.		Continuous monitoring for PEPs is included in compliance modules.
KYC/AML Compliance Tools Supports comprehensive Know Your Customer (KYC) and Anti-Money Laundering (AML) checks.		Supports KYC/AML compliance for onboarding and monitoring.
Cross-border Compliance Support Handles international regulations and cross-jurisdiction risk scenarios.		Addresses cross-border regulatory compliance scenarios.

Horizontal Scalability The system can add resources across servers or clusters for greater throughput.		Supports horizontal scaling as a cloud-native SaaS platform.
Vertical Scalability Supports increased performance by adding hardware to a single node.		Architecture allows resource scaling as traffic increases.
Cloud Deployment Support Functions in cloud environments (AWS, Azure, GCP) for flexibility and resilience.		Cloud deployment available for AWS, Azure, and GCP.
On-premise Deployment Support Can be installed in a privately managed infrastructure for data residency requirements.		No information available
Average Transaction Processing Speed Time taken to process and analyze a transaction/event.		No information available
Maximum Supported Users Peak concurrent users the system can handle without performance degradation.		No information available
Maximum Supported Data Volume Total amount of historical data the platform can store and analyze efficiently.		No information available
Disaster Recovery Capability Automated backup, replication, and rapid recovery in case of hardware or software failure.		System includes disaster recovery and data backup as part of managed SaaS offering.

Intuitive Navigation Modern, user-friendly design for easy access to key functions and data.		User interface described as modern and user-friendly, with focus on usability.
Customizable Dashboards Users can personalize dashboards to focus on relevant alerts, KPIs, and tasks.		Dashboards can be customized for user roles and needs.
Responsiveness Interface functions well on desktop, tablet, and mobile devices.		Platform is web-based, works on desktop, tablet, and mobile browsers.
Accessibility Compliance (WCAG) Meets accessibility standards for vision, hearing, and mobility-impaired users.		No information available
Multilingual Support Supports operation and visualization in multiple languages.		Several languages supported for international clients.
Contextual Help and Tooltips Built-in guidance and documentation available throughout the platform.		Tooltips and in-app help included.
Quick Search and Filtering Fast lookup and advanced filtering for cases, alerts, and transactions.		Fast search and advanced data filtering demonstrated in demo videos.
Bulk Data Editing Ability to process and update multiple records at once.		No information available

RESTful API Availability Comprehensive APIs for fetching or pushing data to/from other systems.		Comprehensive availability of RESTful APIs indicated in developer section.
Webhook Support Send push notifications to external systems as events occur.		No information available
Third-party Connector Marketplace Prebuilt connectors for leading systems (CRM, core banking, data enrichment, etc.).		No information available
Custom Workflow Integration Allows incorporation of custom business logic or process automations.		No information available
Scripting & Plugin Support Extend platform with custom scripts or plug-ins as needed.		No information available
Event-driven Architecture Supports trigger-based actions and responses to key platform events.		No information available
Legacy System Integration Specialized adapters for older or proprietary systems.		No information available
Data Output Formats Range of supported export formats for data exchange (CSV, JSON, XML).		Multiple export formats (CSV, JSON, XML) supported.

Continuous Transaction Monitoring Ongoing real-time monitoring of all banking and payment transactions.		Continuous transaction and identity monitoring for all customers.
Customer Risk Scoring Assigns and updates risk scores for individual and business customers.		Risk scores assigned for all customers, with periodic updates.
Channel Monitoring Monitors transactions across branches, ATMs, online, mobile, call centers, etc.		KYC/AML monitoring across all digital and physical channels.
Entity Relationship Mapping Identifies connections between accounts, customers, vendors, and third parties.		Connects entities (accounts, customers) through case management and monitoring.
Transaction Velocity Checks Detects rapid succession of transactions that may indicate structuring or layering.		Velocity checks included in KYC and monitoring for suspicious activity.
Geolocation Analysis Identifies transactions occurring from unusual or high-risk locations.		Geolocation analysis for transaction and verification risk.
Device Fingerprinting Detects usage of new, risky, or known suspicious devices.		Device fingerprinting with risk-based logic for new or suspicious devices.
Biometric/Behavioral Biometrics Monitoring Supports detection of fraud via typing patterns, voice, facial recognition, etc.		Supports biometric and behavioral biometrics including facial liveness, typing, and device.
Real-time Alerts to Customers Notifies customers immediately when potentially suspicious activity is detected.		Platform can instantly notify customers (e.g., failed verification or fraud detected).

24/7 Technical Support Access to round-the-clock technical support team.		24/7 technical support offered per vendor documentation.
Comprehensive Documentation Well-maintained reference docs, including API and configuration guides.		Comprehensive documentation available for system and API.
Service Level Agreement (SLA) Uptime Guaranteed minimum percentage of system availability.		No information available
Regular Product Updates Product enhancements and security patches delivered regularly.		Regular product updates and new compliance sanctions releases.
Customer Success Management Dedicated resources for onboarding, training, and continual improvement.		Customer onboarding, training, and ongoing support offered.
Issue and Ticket Tracking System Central system for raising, tracking, and managing support incidents.		Issue and support ticket tracking provided.
Online Community/Knowledge Base Access to user forums, known issues, and best practices resources.		Knowledge base and community forums are available, as per website.

Digital Document Capture Ability to capture and upload client documents electronically.		No information available
Biometric Verification Use of fingerprint, facial recognition, or other biometrics for identity verification.		No information available
E-signature Integration Support for electronic signature workflows for onboarding agreements.		No information available
Real-time ID Verification Immediate validation of government-issued IDs using integrations with official databases.		No information available
Sanctions and Watchlist Screening Automated screening of new clients against global sanctions and watchlists.		No information available
Automated Risk Scoring System-generated risk scores based on client profile and behavior.		No information available
Onboarding Time Average time taken to onboard a new client end-to-end.		No information available
KYC Form Generation Automatic generation and pre-filling of regulatory KYC forms.		No information available
Multi-language Support Ability to provide the onboarding experience in multiple languages.		No information available
Mobile Onboarding Support for mobile/web-friendly onboarding processes.		No information available
Duplicate Detection Detection of duplicate or suspicious client entries during onboarding.		No information available
Automatic PEP Identification Identification of Politically Exposed Persons during onboarding.		No information available
Customizable Workflows Ability to adapt onboarding steps for different client types or risk profiles.		No information available

Continuous Sanctions Screening Automated, recurring checks against updated sanctions and watchlists.		No information available
Adverse Media Monitoring Scanning for negative news and media about clients in real-time.		No information available
Transaction Monitoring Automated analysis of transactions to detect suspicious or anomalous activity.		No information available
Alert Generation System generation of alerts for potential AML/KYC violations.		No information available
False Positive Rate Proportion of alerts found to require no further investigation.		No information available
Rule-based Alerting Configurable rules to tailor alert logic to business and regulatory needs.		No information available
Machine Learning-Based Anomaly Detection Advanced analytics using ML algorithms to spot unusual patterns in data.		No information available
Volume Processed Average number of clients or transactions screened per day.		No information available
Customizable Screening Intervals Ability to configure how frequently clients are re-screened.		No information available
Auto-Remediation Tools Automated workflows for routine remediation and case closure.		No information available
Escalation Management Tools to escalate high-risk findings to compliance teams.		No information available
Watchlist Coverage Breadth Number of global and regional lists covered.		No information available
Audit Log Retention Length of time audit logs are retained.		No information available

Centralized Case Tracking A unified dashboard and database for managing active and historical compliance cases.		No information available
Automatic Case Creation Automatic opening of investigation cases when alerts are triggered.		No information available
Collaborative Workflows Support for multiple team members to work on the same case with proper controls.		No information available
Task Assignment & Queueing Ability to assign cases and tasks to specific team members.		No information available
Timeline Auditing Comprehensive timeline logs showing all actions, comments, and decisions.		No information available
Case Closing Time Average time from case opening to closing.		No information available
Evidence Management Central storage and organization for case-related supporting documentation.		No information available
Case Prioritization Support for automatic or manual prioritization based on risk or urgency.		No information available
Automated Reporting to Authorities Ability to generate and submit regulatory filings (e.g., Suspicious Activity Reports).		No information available
Customizable Templates Editable templates for common investigation procedures and documentation.		No information available
User Access Controls Granular permissions to limit access to sensitive case information.		No information available
Case Searchability Advanced search and filter capabilities for all case data.		No information available

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Financial Technology Year

Jumio KYX Platform from Jumio

Product analysis by function

Know Your Customer (KYC) for Compliance

Identity Verification (8 Yes /8 Known /10 Possible features)

Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) (8 Yes /8 Known /10 Possible features)

Data Security & Privacy (9 Yes /9 Known /10 Possible features)

Regulatory Compliance & Reporting (9 Yes /9 Known /10 Possible features)

User Experience & Onboarding (8 Yes /8 Known /10 Possible features)

Integration & Interoperability (9 Yes /9 Known /10 Possible features)

Fraud Detection & Prevention (8 Yes /8 Known /10 Possible features)

Monitoring & Ongoing KYC (9 Yes /9 Known /10 Possible features)

Analytics & Reporting (9 Yes /9 Known /10 Possible features)

Scalability & Performance (6 Yes /6 Known /10 Possible features)

Vendor Support & Maintenance (8 Yes /8 Known /10 Possible features)

Fraud Detection and Prevention for Compliance

Data Integration and Sources (9 Yes /9 Known /10 Possible features)

Detection Engine (10 Yes /11 Known /15 Possible features)

Alert and Case Management (7 Yes /7 Known /12 Possible features)

User Access and Security (7 Yes /7 Known /8 Possible features)

Reporting and Analytics (6 Yes /6 Known /9 Possible features)

Compliance and Regulation Support (9 Yes /9 Known /9 Possible features)

Platform Scalability and Performance (4 Yes /4 Known /8 Possible features)

User Interface and Experience (6 Yes /6 Known /8 Possible features)

Integration and Extensibility (2 Yes /2 Known /8 Possible features)

Customer and Transaction Monitoring (9 Yes /9 Known /9 Possible features)

Support, Maintenance, and Vendor Reliability (6 Yes /6 Known /7 Possible features)